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Market Insights & Investment Strategy- 29 November 2024

For the month of November maximum bleeding has come is in energy, autos and metals while IT,  Small Cap, Reality have done relatively better.
On a three month basis- except for Banks, Financial Services and It – no sectoral indices is in green.
Maximum damage has come through in Energy and Autos.
The RBI monetary policy meeting is due on 6th  December . However, market participants are not expecting any rate cut.
We expect a rate cut to come through in February from the RBI.
In the next couple of weeks Markets are expected to be range bound and volatile.
The range for Nifty is expected to be 23300-24600.
So that’s a 1300 point range and on either side beyond these levels- its a plus minus 600 points game “for the time being”.
Funds Category Choice-
 
  1. Ultra Short term, Low duration and Money market funds for short term parking of 1 month – 6 months time frame.
  2. Hybrid Funds- Balanced Advantage Fund &  Multi Asset Funds parking of funds with time horizon of 24 months to 3+ years
  3. SIPs in Mid Cap/Small Cap Funds for Long term wealth creation.
Execution Style
Clients looking to infuse fresh funds into the portfolio can consider moving through the Systematic Transfer Plan (STP)route instead of lump sums.
18 months STPs can be considered by investors to start.
This kind of time frame for deployment is relatively conservative in style with optionality on table to execute deployment through switches in ongoing STPs if markets are giving an opportunity to enter at extremely oversold levels.
Texture of Market
 
Markets are expected to be range bound and volatile.
Investors need to tone down their return expectations going ahead and also elongate the investment time horizon for generating returns.

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